Owe more then your home is worth?

New California Laws give you the right to pay nothing and walk away from the debt on an approved short sale without further obligation!

Short Sales are one of the solutions for solving today’s real estate problems. The banks were bailed out, now it’s your turn.
When people purchased their homes they had the belief that they could sell or refinance as needed. Since home prices have fallen, selling or refinancing may be impossible. Lenders are denying requests for modifications placing many homeowners firmly between a rock and a hard spot. If you find yourself in this predicament, a short sale may be the only logical solution and can be obtained through Greg Malik, Certified Distressed Property Expert.

In a “Short Sale” negotiated by The Greg Malik Real Estate Group there is no cost to you. A successful short sale will allow you to sell your home for less than what you owe on it. The banks will waive that portion of your loan that does not get paid off at the close of escrow. The process typically takes 4 to 10 months to complete. Greg will design a custom solution for your unique situation. In many instances, the homeowner receives up to $3,000.00 cash at the close to assist with relocation expenses.

The benefits for the homeowner also include avoiding foreclosure and deficiency judgment. It may lessen the impact to your credit compared to a foreclosure or a bankruptcy. It often postpones the foreclosure sale date allowing the homeowner more time to stay in their property.

With a properly handled short sale, your back taxes, HOA dues and all costs of sale will be paid by the lender. There are no fees to you, the bank handles everything. Consider a short sale as the free solution to dispose of your upside down real estate. A short sale must be handled by an expert. Don’t trust your Short Sale to just anyone.

Call Greg Malik, a licensed Real Estate Broker with over 32 years of experience,  and has earned the designation of Certified Distressed Property Expert.

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